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Levin Mortgage & Finance

Understand first, then decide

Short articles on mortgages in Israel: how a mix of tracks works, which documents to prepare and when a refinance is worth checking. General information, so you come to the call with better questions.

9 of 9 articles

Tracks and refinancing

How a mortgage mix works

A mortgage is usually split into several tracks, and each one behaves differently over the years. How they differ, why they're combined and how to check a mix.

4 min readRead the article
A calculator, a sheet of plain bars and a pencil on a linen cloth
Three closed paper folders in evergreen, peach and linen on a desk
Preparing to apply

Which documents to prepare before you apply for a mortgage

A tidy file saves repeated questions and gives a clear picture of your income and commitments. The basics that come up in almost every deal, and what to add for each type of deal.

3 min read
Two folders for comparing financing offers, a calculator and a key on a pale stone desk
Tracks and refinancing

When it makes sense to check a refinance

A refinance can lower the cost, fit the repayment to a new situation, or show that staying put is better. When it is worth checking, and what to weigh before you decide.

3 min read
A grey apartment front door with a plain mezuzah on the right doorpost, slightly ajar
Planning the deal

First home: build the budget before you sign

Before you fall for a flat, know which monthly repayment you are comfortable with and which costs come with the deal. That way the budget still holds after you get the keys.

3 min read
A plain steel key on a ring, lying on a red ground
Preparing to apply

After a mortgage refusal: understand why first

A refusal is not the end of the road, but sending the same application again without checking what stopped it may end with the same answer. How to find the reason, and what to check before you apply again.

3 min read
Three document stacks beside one open green finance folder, a calculator and a key
Tracks and refinancing

Consolidating loans into the mortgage: what to weigh

Several loans with different repayments can become one repayment. When that eases things, when it costs more, and what to check before you consolidate.

3 min read
A residential street of new pale-stone apartment buildings with balconies at golden hour
Planning the deal

Moving up: bridging between the sale and the purchase

When you sell one home and buy another, the two deals don't always close at the same time. How to plan the financing for the period in between, and what to check in advance.

3 min read
A tidy desk by a large window overlooking the city
Preparing to apply

Self-employed: how income is shown for a mortgage

Without payslips, income is assessed through your accounts. Which documents show it, why consistency matters, and what to sort out before you apply.

3 min read
A Tel Aviv balcony with half-raised white shutters and a potted plant
Planning the deal

Buying to invest: what changes in the financing

Financing an investment property differs from financing a home you live in. What to check about your own funds, rental income, taxes and cash flow before you commit.

3 min read