The request
I listen to what you're after: the goal, the budget, your income, your commitments and your plans for the next few years. The call commits you to nothing.
What I need from you
A short call and a rough picture of the deal.
Lidor Levin · mortgage adviser for every kind of deal
Understand your mortgage before you sign.
I'm Lidor. Let's explore your options.
I explain every choice.
Arrange an introductory callWhatsApp
An introductory call with no obligation · your situation and goals come first
Video made from a photograph of LidorSkip the film
I'm still here after you sign.
From the first conversation until the loan is paid out: I help you understand your options, compare the alternatives and move forward with a plan that fits what you can afford and what you want.
The real order varies from deal to deal; this is the typical route.
Documents
We gather the documents together — only what your deal actually needs.
What I need from you
The documents on the list. The exact list is set at the introductory call.
Analysis
I analyse the numbers and compare scenarios: what you can repay, the total cost, and how sensitive each one is to change.
What I need from you
Honest answers about income, commitments and plans.
Approval in principle
I prepare an accurate file and submit it. Approval depends on the lender's review.
What I need from you
Signing the applications, and any extra documents asked for.
Negotiation
I negotiate with the lenders on the strength of the data and compare their offers. The outcome depends on your circumstances and the lender's review.
What I need from you
Being available to decide when the offers arrive.
Signing and payout
We go through the terms, the documents and the timetable together, and I stay with it until the loan is actually paid out.
What I need from you
Going through the terms with me before you sign.
After
The loan is paid out and the key is yours. After signing I'm still a call away for questions about the mortgage.
We go through every one of these stations together. The first step is a short call.
Arrange an introductory callThe mix in miniature
See how the mix shapes your payment
Pick a direction and watch how the first monthly payment and the total you repay change.
Want to know which mix fits you? On the introductory call we'll discuss what to consider based on your income, plans and comfort with risk.
Arrange an introductory callPrime, fixed and variable every 5 years. Stability and flexibility in one mix.
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- This track follows the prime rate. A rate change can increase or decrease your monthly payment.for illustration
- The rate is fixed for the whole term and the loan isn't linked to the index, so the monthly payment is known in advance.for illustration
- The rate is fixed, but the balance is linked to the consumer price index. When the index rises, so does the payment.for illustration
- The rate is set for five years and reset at the end of each period. At each reset the payment can go up or down.for illustration
for illustrationFor illustration only, not an offer. No one mix suits everyone.
Arrange an introductory call- First monthly payment
- ₪6,471
- Total repaid
- ₪1,941,175
A loan of ₪1,200,000 over 25 years, using constant example rates. The calculation excludes CPI changes, rate changes, fees and insurance.
Where are you starting from? That's where we begin.
Contact
What would you like to focus on
First home
Buying your first home? We set a budget and a repayment that fits, and check the financing before you commit.
Don't see yourself here? Tell me where you are and we'll work it out together.
From the blog
Short articles that help you understand a mortgage before you decide.
Tracks and refinancingHow a mortgage mix works
A mortgage is usually split into several tracks, and each one behaves differently over the years. How they differ, why they're combined and how to check a mix.
4 min read
Preparing to applyWhich documents to prepare before you apply for a mortgage
A tidy file saves repeated questions and gives a clear picture of your income and commitments. The basics that come up in almost every deal, and what to add for each type of deal.
3 min read
Tracks and refinancingWhen it makes sense to check a refinance
A refinance can lower the cost, fit the repayment to a new situation, or show that staying put is better. When it is worth checking, and what to weigh before you decide.
3 min read
A fair comparison
Not just another adviser. Guidance with tools you won't find elsewhere.
You can get a mortgage on your own, through your bank, or with an adviser. Here are the three side by side.
Comparing offers
A typical mortgage adviserUsually a comparison across several banks.
With LidorOffers from several banks, side by side, by total cost.
Negotiating
A typical mortgage adviserThe adviser negotiates with the banks.
With LidorNegotiation backed by data and competing offers.
Answers between meetings
A typical mortgage adviserCalls and messages in office hours.
With LidorA personal AI assistant answers any question, any time — and Lidor picks it up from there.
Making decisions
A typical mortgage adviserAn explanation in the meeting.
With LidorThe AI assistant helps you weigh options and understand each scenario; you confirm with Lidor.
The whole financial picture
A typical mortgage adviserUsually the mortgage only.
With LidorGuided by a CPA, a member of the Institute of Certified Public Accountants in Israel, with over 15 years of experience: income, taxes and the full picture.
Documents and tracking
A typical mortgage adviserA document checklist from the adviser.
With LidorOne digital file in your client area, with every stage tracked.
I don't promise savings. It's often worth checking, but the outcome depends on each case: your figures, the property and the offers that come back.
Let's look at your caseCertificates
Member of the Israel Mortgage Advisors Association (התאחדות יועצי המשכנתאות בישראל), 2026
A reservist's business
One person sees you through, from the first call to the end.
Arrange an introductory callLidor Levin
Small moments on the way home
A message, a call, a signature and a key in the door. Short clips, for illustration.
ReelsLidor LevinReading a message, at ease in an armchair
Illustrative clip
ReelsLidor LevinA video call from the sofa, in warm lamplight
Illustrative clip
ReelsLidor LevinTyping a reply in a chat
Illustrative clip
ReelsLidor LevinSigning a form, calmly
Illustrative clip
ReelsLidor LevinA key turning in the front door
Illustrative clip
Questions worth asking before you decide
All the questions01Which kinds of mortgage do you handle?
First homes, moving up, investors, refinancing, loan consolidation, files after a refusal, the self-employed and any-purpose financing. Every deal starts from what you can afford and what you want.
02What does your help cost?
The fee depends on the type of deal and how complex the file is. I set out the process and the cost in advance at the introductory call, so there are no surprises.
03Why a private adviser and not just the bank?
The bank offers its own products. A private adviser looks at your situation, compares the options and runs the process with the lenders on your behalf.
04How long does it take?
It depends on the deal, the documents and the lender. Careful preparation and steady follow-up cut delays, but no one can promise the same timetable for every file.
Your first conversation starts here.
Tell me what you're planning, and we'll work out what to check before you decide.
- A short call at a time that suits you
- Your situation and goals come first
- No obligation
- Phone+972 54-251-1068
- WhatsAppStart a chat
- Emaillevinlidor@gmail.com
- MeetingsBy appointment, in person or on Zoom
Leave your details to arrange a call about your options
There's no need to include financial details or documents. Your details go to Lidor's enquiry management system and are emailed via Resend; see the privacy policy.
A few questions to prepare for our call. Additional financial details are optional. No ID number or documents.
Let's build the request before we talk
A few questions, a short illustration, and I receive a clear file. That way our first call starts with your deal, not with forms. Nothing is sent until you press send.
The basic questions a first call needs are required. Further financial information, such as income and commitments, is optional; you choose whether to share it. I don't ask for ID numbers, account numbers or documents. Approximate amounts are enough.